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Can bankruptcy stop repossession of my car?

Yes. Once filed, a bankruptcy stops all collection activity, including repossessions. If the vehicle has already been repossessed you generally have the right to redeem the vehicle under North Carolina law for 10 days or sometimes a little longer. Therefore, a chapter 13 bankruptcy filed within the time will allow you to have your vehicle returned in most cases.


This information applies to All Counties in North Carolina.


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