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What is a Chapter 13 bankruptcy?

Chapter 13 is also referred to as “reorganization” or a “wage earners plan”. Under Chapter 13, the debtor has the chance to reorganize his or her debts and work out a payment plan with the bankruptcy court in order to pay creditors over a period of 3 to 5 years, at the end of which time the debt will be discharged. Again, not all debts are dischargeable and thus it is important to talk to an attorney about your specific situation.

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This information applies to All Counties in North Carolina.

Source: https://www.raleighlawfirm.com/bankruptcy/faq/

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