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Who is the trustee or substitute trustee?

The trustee is a neutral third party that holds legal title to real property as security for a debt until the debt is satisfied. If the borrower defaults under the terms of the note or deed of trust, for example stops making payments, the beneficiary under the deed of trust can ask the trustee to begin the foreclosure process. A beneficiary under a deed of trust may substitute one trustee for another by recording a document substituting the trustee with the county Register of Deeds.

Housing Eviction 

This information applies to All Counties in North Carolina.

Source: https://www.nccourts.gov/help-topics/housing/foreclosures

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